/* ============================================================================
  1. POLICY CONTENT CONTAINER
  ============================================================================ */
.policy-container {
  padding: 0 24px;
  position: relative;
  z-index: 3;
  margin-bottom: 80px;
}

.policy-card {
  background-color: white;
  border-radius: var(--radius-card);
  padding: 48px 56px;
  box-shadow: var(--shadow-card);
  border: 1px solid rgba(252, 201, 11, 0.25);
  max-width: 1200px;
  margin: 0 auto;
}

.policy-section {
  padding-bottom: 32px;
  margin-bottom: 32px;
  border-bottom: 1px solid var(--color-border);
}

.policy-section:last-child {
  border-bottom: none;
  padding-bottom: 0;
  margin-bottom: 0;
}

.policy-section h2 {
  color: var(--color-text-header);
  font-size: 1.35rem;
  font-weight: 800;
  margin: 0 0 16px 0;
  display: flex;
  align-items: center;
  gap: 12px;
  line-height: 1.3;
}

.policy-section h2::before {
  content: "";
  display: inline-block;
  width: 5px;
  height: 20px;
  background-color: var(--color-primary-gold);
  border-radius: 4px;
  flex-shrink: 0;
}

.policy-section p {
  color: var(--color-text-dark-secondary);
  font-size: 1.025rem;
  line-height: 1.75;
  margin: 0 0 16px 0;
  font-weight: 500;
}

.policy-section p:last-child {
  margin-bottom: 0;
}

.policy-section ul {
  margin: 0 0 20px 0;
  padding-left: 0;
  list-style: none;
}

.policy-section ul li {
  position: relative;
  padding-left: 28px;
  margin-bottom: 10px;
  color: var(--color-text-dark);
  font-size: 1rem;
  line-height: 1.6;
  font-weight: 500;
}

.policy-section ul li::before {
  content: "•";
  position: absolute;
  left: 0;
  top: 0;
  color: var(--color-primary-gold);
  font-weight: 800;
  font-size: 0.95rem;
}

/* ============================================================================
  2. POLICY TYPOGRAPHY & ACCESSIBILITY
  ============================================================================ */
a:focus-visible,
button:focus-visible {
  outline: 3px solid var(--color-primary-gold);
  outline-offset: 3px;
}

@media (max-width: 768px) {
  /* .banner-top img {
    margin-top: 65px;
  } */

  .wave-divider {
    margin-top: -44px;
  }

  .news-section {
    padding: 30px 28px 0 28px;
  }

  .policy-card {
    padding: 24px 26px;
  }

  .insurance-card {
    display: unset !important;
    padding: 0px !important;
  }
  .insurance-card img {
    padding: 30px 0 30px 0;
  }
}

.insurance-card {
    border-radius: 12px;
    padding: 40px;
    display: flex;
    align-items: center;
    gap: 30px;
    margin-bottom: 40px;
}

.insurance-card img {
    width: 120px;
    height: auto;
    flex-shrink: 0;
}